WILLLOUDEN.COM, Inc. (WCOM) – Privacy Policy

LAST UPDATED: 03.07.14


What This Privacy Policy Covers


This policy covers how willlouden.com, Inc. hereinafter: “WCOM” treats personal information that WCOM collects and receives, including information related to your past use of WCOM products and services. Personal information is information about you that is personally identifiable like your name, address, email address, and/or phone number, and that is not otherwise publicly available.

This policy does not apply to the practices of companies that WCOM does not own and/or control or to people that WCOM does not employ and/or manage. In addition, some companies that WCOM has now and may in the future acquire either have their own preexisting privacy policies or may be subject to the terms and/or provisions of this privacy policy.



Information Collection and Use


General


WCOM collects personal information when you register with WCOM, when you use WCOM products or services, when you visit WCOM pages or the pages of certain WCOM partners, when you apply for credit, and when you enter promotions, contests and/or sweepstakes, etc. WCOM may combine information about you that we have with information we obtain from business partners, affiliates and/or other companies.

When you register, apply for credit and/or correspond with WCOM we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and/or personal interests, etc. etc. etc. For some financial products and services we might also ask for your address, Social Security/Tax ID number, and information about your income and assets, etc. When you register with WCOM and sign in to our services you are not anonymous to us.

WCOM collects information about your transactions with us, our brands, affiliates and with some of our business partners, including information about your use of financial products and services that we offer.

Select WCOM systems may occasionally automatically receive and record information from your computer and browser, including your IP address, WCOM cookie information, software and hardware attributes, and the page and/or pages that you request.

WCOM may use this information in the following ways: advertising and content customization, products and services fulfillment purposes, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.


Children


When a child under age 13 (and in some cases persons under the age of 18) attempts to register with WCOM, we ask the child to obtain parental and/or guardian permission and have a parent or guardian approve the account.

WCOM does not contact children under age 13 (and in some cases persons under the age of 18) about special offers or for marketing purposes without a parent's permission.

WCOM does not ask a child under age 13 (and in some cases persons under the age of 18) for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity and/or promotion.


Information Sharing and Disclosure


WCOM may rent, sell, and/or share personal information about you with other people and firms who you have authorized us to share your personal information with. In addition we may also share your information with other WCOM owned and/or controlled or otherwise affiliated companies to provide products or services either you have requested, or to help improve the overall WCOM experience when visiting one of our many developed and developing systems. We share your information with the following non-affiliated persons and firms in the following manner:

We provide the information to trusted partners who work on behalf of or with WCOM on mutual interest projects. These companies may use your personal information to help WCOM communicate with you about offers from WCOM and our marketing partners. However, these companies do not have any independent right to share this information beyond the scope of our directed relationship with them.

With a a parent’s permission we may share information if the user is a child under age 13 and under the age of 18 in some cases. Parents have the option of allowing WCOM to collect and use their child's information without consenting to WCOM sharing of this information with people and companies who may use this information for their own purposes.

We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.

We believe it is necessary to share information in order to investigate, prevent, and/or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of WCOM's Terms of Service, or as otherwise required by law.

We transfer information about you if WCOM is acquired by or merged with another company.

WCOM may display targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area.

Occasionally WCOM shares or may share with our advertisers personal information when you interact with or view a targeted ad.

WCOM advertisers include, however are not limited to: financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies, property managers, property owners, real estate agents, restaurants, etc.).


WCOM works with vendors, partners, advertisers, affiliates, subsidiary companies and other service providers in different industries, areas and categories of business.


Cookies


WCOM may set and access WCOM cookies on your computer and/or any computer which you may use to access select of our systems.

WCOM may allow other companies that show advertisements on some of our pages to set and access their cookies on your computer and/or any computer which you may use to access select of our systems. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies may or may not have access to WCOM's cookies.

WCOM uses its own proprietary technologies to access WCOM cookies inside and outside of our network of web sites and in connection with WCOM products and services.

Your Ability to Edit and Delete Your Account Information and Preferences.



General


You can edit your WCOM Account Information, including your marketing preferences, at any time the system is available to do so (routine maintenance and system updates and upgrades may occasionally render the system unavailable).

New categories of marketing communications might be added to your personal user account and profiles section from time to time. Users who opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive or on the system where their primary account is based.

We reserve the right to send you certain communications relating to the WCOM service, such as service announcements, administrative messages and WCOM newsletters, which are considered part of your WCOM account, without offering you the opportunity to opt out of receiving them.

You can delete your WCOM account by logging into your account and following the instructions for deleting, modifying and/or updating your desired user information. Some personally identifiable information may remain on file in our data systems and in our archived records after your account has been deleted, modified, updated, etc. indefinitely and/or for a specific period of time.


Children


Parents can review, edit, and delete information relating to their child's WCOM account in the same manner the account was created.


Confidentiality and Security


We limit access to personal information about you to employees, agents, affiliates and/or partners, etc. who we believe reasonably need to come into contact with that information to provide products and/or services to you or in order to do their jobs.


Changes to this Privacy Policy


WCOM may update this policy at any time with and/or without notice to you.



Questions and Suggestions


If you have questions and/or suggestions, please contact us by either sending us electronic mail at: public@willlouden.com and/or by visiting our communications center located at http://willlouden.com, or you can contact us at:


willlouden.com, Inc.
Privacy Policy
1621 Central Avenue
Cheyenne, Wyoming   82001-3163

public@willlouden.com


Effective Date: Friday, March 07th, 2014

 
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